What is Professional Indemnity Insurance
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Professional Indemnity Insurance is essential for any professional who is offering you a Wedding Service, whether that be a Photographer, an Entertainer, a Florist or a Caterer, as it covers them (and in turn, you) for unpredictable events that could potentially jeopardise the commitment they have made to you to assist with your wedding day.
These events include vehicle breakdown, technical difficulties, lost, theft or damage of equipment, or even human error.
Of course, your own Wedding Insurance covers for these events, but is important that you have the peace of mind to know that the individual service provider is also doing their part in insuring themselves for unexpected circumstances.
Professional Indemnity Insurance is compulsory for most professional businesses and services, these include traditional professions such as architects, engineers, brokers, solicitors, independent financial advisers, accountants, computer consultants, and new insurance covers for miscellaneous classes where professional indemnity insurance protects that business's interests against claims for error, omissions, professional neglect for both the principles and their employees.
Without professional indemnity insurance companies expose themselves and run the risk of being sued for all sorts of claims.
A professional indemnity insurance policy may also cover wedding professionals for areas such as libel and slander, professional neglect, malicious falsehood, passing off copyrights, breach of confidentiality, and negligent statement or actions.
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